The sticker says 2.9%. Then come international card fees, currency conversion, chargeback fees and the tax paperwork. Your real rate creeps toward 6.7%. Inflow replaces the whole stack with one flat price, and pays you the moment the sale clears.
Get my rate →Winning products, converting creatives, happy customers. And between the sale and your bank account, a stack of processors, currency spreads and tax tools quietly takes a second margin. Inflow is built to give it back.
The sale clears, the money is yours. Restock and scale ads with today's revenue instead of financing your own cash flow for a week.
Local acquiring, local payment methods, local currencies. Higher acceptance rates and about 10% more completed checkouts.
Inflow is the merchant of record: sales taxes on covered markets are collected, declared and paid by us. You never touch a form.
It happens every day: a store finally takes off, volume triples, and the processor's risk model freezes the account at the peak. No date, no phone number, ad budget already spent. With Inflow as merchant of record, the payment risk sits on our side. Growth is the goal, not a red flag.
| Classic processor | Marketplace | Inflow | |
|---|---|---|---|
| Real all-in rate | ≈ 6.7% | 15%+ | 4% + $0.35 |
| Instant payouts | 5–7 days | weekly+ | yes |
| Frozen funds risk | on you | on you | on Inflow |
| Sales tax handled for you | no | partially | yes |
| Local payment methods | extra setup | yes | yes |
| Your brand, your customer | yes | theirs | yes |
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